Adele Ferguson - Nov. 26, 2009

THEY SAY the economic downturn we are suffering is a recession until it affects you and yours personally and then it becomes a depression.

Well, the depression is on the premises. Mine. that is.

The depression arrived when a member of my family lost her job. She worked in a small office that deals with escrow assistance and when the housing boom went bust, the owners first cut the hours of employees to avoid laying anyone off. She was down to two days a week when the ceiling fell in and the owners laid off everybody but the manager. So what do you do now? I asked the newly jobless. Apply for u...