NOW HERE'S A TIP

• The end of the year is a great time to pick up next year’s holiday decorations at a discount. Before you pack away your holiday lights, ornaments, cards, etc., do an inventory and see if you are able to find what you need to complete your look at a slashed price.

• Computer grocery lists can make not only shopping easier, but organization as well. Keep a file listing all the items you usually purchase from week to week. You even can create sections based on where certain items are located throughout the store. This will ensure that you don’t miss something, necessitating a return trip to the...