Savvy Senior

Dear Savvy Senior,

Are there any programs that you know of that help seniors with their Medicare expenses? I’m 67 and live primarily on my Social Security, and am having a hard time paying my Medicare premiums, deductibles, co-pays and prescription drug costs.

Need Some Help

Dear Need,

There are several financial assistance programs that can help Medicare beneficiaries who are having a tough time paying their out-of-pocket health care costs. Here’s what’s offered, along with the eligibility requirements and how to apply.

Medicare Savings

Let’s start with a program that helps lower-income Medic...