Legals Dec. 1

NOTICE OF A

CONDITIONAL USE HEARING

The public is notified of a hearing requested by Washington State Department

of Transportation before the Board of Adjustment at 7:00 PM on Thursday December 15, 2016, in the Public Service Building, 1st floor auditorium, N. 310 Street, Colfax, WA 99111.

The applicant is requesting a conditional use permit to expand an existing quarry site by 7.73 acres to a total area of 14.54 acres in the Agricultural District.

The site is located in Section 34, Township 18 N., Range 45 E., W.M., Whitman County, Washington, approximately 0.7 miles east of Garfield, on the north side of Garfield Farmington Road. The site will be expanded to the north of the existing quarry. Interested persons may submit written comments regarding the proposed zoning action to the County Planning Office, P. O. Box 430, Colfax, WA 99111-0430, (fax) (509) 397-6210, before 4:00 PM on Thursday, December 15, 2016 or attend the meeting.

______________________

Date: November 29, 2016

Katrin Kunz, Assistant County Planner 48/1

ORDINANCE NO. 581

AN ORDINANCE

OF THE TOWN COUNCIL

OF THE TOWN OF

ROSALIA, WASHINGTON,

FIXING THE BUDGET FOR 2017, SETTING FORTH APPROPRIATIONS AND ESTIMATED

REVENUES AND ADOPTING,

BY REFERENCE, THE FINAL BUDGET FOR 2017.

THE TOWN COUNCIL OF THE TOWN OF Rosalia DO ORDAIN AS FOLLOWS:

SECTION 1: The Mayor of the Town of Rosalia completed and placed on the file with the Clerk a preliminary budget, including estimates of revenues and expenditures for operations of the town for the fiscal year beginning January 1, 2017 and ending December 31, 2017.

SECTION 2: The Town Council has made such adjustments and changes to said preliminary budget, as it deems necessary or proper at the time.

SECTION 3: The Town advertised and properly held the statutory public hearing on the November 9TH & 22nd 2016.

SECTION 4: The proposed budget, as revised, was fixed by the Town Council on November 22, 2016 and is now on file in the office of the Clerk, and is hereby adopted by fund, and incorporated herein as set forth, in full, in this ordinance.

SECTION 5: The following is a summary of the totals of estimated revenues and appropriations for each separate fund and the aggregate totals for all funds combined:

FUND Revenues Expenditures

Current Expense $359,580.00 $359,580.00

Special Revenue Funds

City Street Fund $778,100.00 $778,100.00

Capital Project Funds

Capital Improvement Fund $6,010.00 $6,010.00

Airport Project Fund $412,800.00 $412,800.00

Enterprise Funds

Water Fund $117,610.00 $117,610.00

Water Capital Improvement Fund $100,560.00 $100,560.00

Sewer Fund $116,000.00 $116,000.00

Sewer Capital Improvement Fund $18,910.00 $18,910.00

Waste Water Facility Fund $145,200.00 $145,200.00

Trust Fund

Water Deposit Reserve Fund $35,740.00 $35,740.00

TOTAL BUDGET $2,090,510.00 $2,090,510.00

SECTION 6: The Clerk/Treasurer is directed to transmit a copy of the budget, as hereby adopted, to the State Auditor’s Office, Division of Municipal Corporations, and to the Association of Washington Cities.

SECTION 7: If any provision of this ordinance or its application to any person or circumstances is held invalid, the remainder of the ordinance or the application of the provisions to other persons or circumstances is not affected.

SECTION 8: This ordinance shall take effect and be in force after its passage and publication.

PASSED by the Town Council of Rosalia, Washington, this 22nd day of November 2016. 48/1

SUMMARY OF

TOWN OF GARFIELD

ORDINANCE NO. 458N.

AN ORDINANCE ADOPTING THE BUDGET FOR

THE FISCAL YEAR

ENDING DECEMBER 31, 2017.

Section 1. The Annual Budget for the year 2017 is adopted at the fund level.

Section 2. Estimated resources and appropriated expenditures are set forth:

Current Expense Fund

Estimated Revenues $249,250

Appropriations $189,888

Current Expense Reserve Fund

Estimated Revenues $84,132

Appropriations $3,000

City Street Fund

Estimated Revenues $134,880

Appropriations $63,470

City Street Reserve Fund

Estimated Revenues $41,850

Appropriations $1,000

Capital Facilities Project Fund

Estimated Revenues $25,850

Appropriations $0

Fire Capital Projects Fund

Estimated Revenues $29,500

Appropriations $0

Police Capital Projects Fund

Estimated Revenues $23,875

Appropriations $0

Equipment Capital Fund

Estimated Revenues $49,175

Appropriations $17,500

Water (Utilities) Fund

Estimated Revenues $456,200

Appropriations $401,281

Water Loan Fund

Estimated Revenues $27,683

Appropriations $20,890

Sewer Loan Redemption Fund

Estimated Revenues $51,438

Appropriations $51,210

Utilities Reserve Fund

Estimated Revenues $105,950

Appropriations $15,000

Utilities Equipment Resv Fund

Estimated Revenues $ 57,090

Appropriations $20,500

Sewer Loan Reserve Fund

Estimated Revenues $57,900

Appropriations $0

Utility Deposits Fund

Estimated Revenues $14,000

Appropriations $3,000

Total All Funds

Estimated Revenues $1,408,773

Appropriations $786,739

This ordinance was passed on November 17, 2016, and will be in effect five days after publication of this summary. A copy of the ordinance is available for public inspection at the Clerk-Treasurer’s office at 405 W California – P.O. Box 218, Garfield, WA 99130, http://www.garfieldwa.com/. The full text of this ordinance will be mailed upon request. 48/1

ORDINANCE NO. 387X

AN ORDINANCE ADOPTING THE ANNUAL BUDGET FOR THE TOWN OF ST. JOHN

FOR THE FISCAL YEAR

OF 2017.

BE IT ORDAINED

BY THE TOWN COUNCIL

OF THE TOWN OF ST. JOHN,

ST, JOHN, WASHINGTON:

TO WIT:

Section 1. The annual budget for the Town of St John for the fiscal year of 2017 and for each and every item thereof as fixed and determined in the preliminary budget for the year of 2017, as revised by the town council is hereby adopted as the final budget of the Town of St John for said year, which said items for the departments and purposes of the Town of St John is as follows:

FUND

Current Fund

Revenues $0.00

Expenditures $52,130.00

Fire Fund

Revenues $0.00

Expenditures $15,700.00

Mental & Physical Health Fund Revenues $0.00

Expenditures $200.00

Library Fund

Revenues $0.00

Expenditures $11,825.00

Parks Fund

Revenues $0.00

Expenditures $27,400.00

Total General Fund

Revenues $163,765.00

Expenditures $107,255.00

Criminal Justice Fund

Revenues $94,170.00

Expenditures $5,000.00

City Street Fund

Revenues $318,750.00

Expenditures $297,210.00

Debt Service Fund

Revenues $48,600.00

Expenditures $48,600.00

Capital Projects Fund

Revenues $93,600.00

Expenditures $48,600

Accumulative Reserve Fund

Revenues $7,925.00

Expenditures $7,905.00

Water Fund

Revenues $658,750.00

Expenditures $396,688.00

Sewer Fund

Revenues $859,700.00

Expenditures $394,000.00

Water Construction Fund

Revenues $645.00

Expenditures $0.00

Water Reserve Fund

Revenues $42,400.00

Expenditures $10,600.00

Water Rev. Bond Fund 2011

Revenues $54,813.00

Expenditures $54,813.00

Waste Disposal Fund

Revenues $12,100.00

Expenditures $6,600.00

Water Emergency Reserve Fund

Revenues $100,000.00

Expenditures $100,000.00

Sewer Emergency Reserve Fund Revenues $100,000.00

Expenditures $100,000.00

TOTAL BUDGET

Revenues $2,555,218.00 Expenditures $1,577,271.00

Section 2. That this ordinance will be in force and effective after it or a summary thereof is published in the official newspaper of the Town of St John.

PASSED by the City Council of the Town at a meeting on November 28, 2016.

MAYOR

Signed: K. B. Trunkey

ATTEST: Linda J. Hayes, Clerk Treasurer 48/1

The Steptoe Water/Sewer

District #1's regular meeting

has been changed

from Monday, December 12, 2016 at 6:00pm to Thursday, December 15, 2016 at 6:00pm in the Steptoe Fire Station. 48/1

PUBLIC HEARING NOTICE

The Town of Oakesdale will hold a Public Hearing for the 2017 Final Budget on December 5, 2016 at 7:00 p.m. before the regular council meeting at Oakesdale City Hall. Copies of the Preliminary Budget for 2017 are now available at City Hall. For more information please contact Mary DeGon, Clerk/Treasurer, at City Hall, 105 N First, PO Box 246, Oakesdale, WA 99158 (509) 285-4020, [email protected] 48/1

Public Notice

The City of Tekoa will be holding their regular meeting on Monday, December 5, 2016 at 7:00 p.m. During this meeting we will hold a public hearing for the Final 2017 Budget and to amend the 2016 budget. The December 19, 2016 has been cancelled. All citizens are invited to attend.

Kynda Browning, Clerk/Treasurer 47/2

SUPERIOR COURT,

State of Washington,

County of Spokane,

In the Estate of: Lee Whiteside, Deceased,

Case No. 16-4-01666-1, 5

Probate Notice to Creditors.

The person named below has been appointed as Personal Representative of this Estate.

Any person having a claim against the Decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the Court. The claim must be presented within the later of: (1) thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(3); or (2) four months after the date of first publication of the Notice.

If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060.

This bar is effective as to claims against both the Decedent’s probate and nonprobate assets.

Date of First Publication: December 1, 2016, Personal Representative, Lisa Weir; Winston & Cashatt, Lawyers, by Lisa A. Malpass, WSBA No. 34057, Attorneys for Personal Representative, 601 W. Riverside Ave., #1900, Spokane, WA 99201 48/3

Town of Garfield

Regular Council Meeting

Wednesday, December 14th, 2016 at 7:00 PM

Garfield Community Center

The location for the regularly scheduled council meeting on December 14th has been changed to the Garfield Community Center. The Council will discuss the 2017 budget and the impacts of the utility rate increase. The public is invited to attend to gain an understanding of the fiscal needs of the town’s utilities. All interested residents have the opportunity to give written or oral comment. For more information contact Garfield Town Hall (509) 635-1604 or [email protected] or http://www.garfieldwa.com/ 48/2

Town of Lamont

Notice of Public Hearing

2017 Final Budget

The 2017 preliminary budget for the Town of Lamont has been filed with the Town Clerk. A public hearing on the final budget for 2017 will be held Tuesday, December 13, 2016, 7:00 p.m. at the Lamont Town Hall, 302 8th Street, during the regularly scheduled Town Council meeting. Copies of the 2017 preliminary budget may be obtained by request by calling 509-257-9810 or emailing [email protected]. 48/2

SUPERIOR COURT

OF WASHINGTON,

WHITMAN COUNTY

Estate of

Richard F. Merritt,

Deceased.

NO. 16-4-00135-38

PROBATE NOTICE

TO CREDITORS

The personal representative named below has been appointed as personal representative of this estate.

Any person having a claim against the deceased must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative's attorney at the address stated below a copy of the claim and file the original of the claim with the court. The claim must be presented within the later of: (1) Thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(3); or (2) four months after the date of first publication of the notice.

If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and RCW 11.40.060.

This bar is effective as to claims against both the probate assets and nonprobate assets of the decedent.

Date of First Publication: December 1, 2016

Danette M. Merritt, Personal Representative

Attorney for Personal Representative:

s/s____________________

THEODORE F.S. RASMUSSEN WSBA 8720

Theodore F.S. Rasmussen, P.S.

S. 112 Crosby, P.O. Box 724, Tekoa, WA 99033

(509) 284-2332

Court of Probate Proceedings: Whitman County Superior Court

Cause No .: 16-4-00135-38 48/3

IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON

IN AND FOR

THE COUNTY OF WHITMAN

IN THE MATTER

OF THE ESTATE

OF

RUTH J. PADDOCK,

Deceased.

NO. 16-4-00130-38

PROBATE NOTICE

TO CREDITORS

(RCW 11.40.030)

The Personal Representative named below has been appointed as Personal Representative of this Estate.

Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative's attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced.

The claim must be presented within the later of: (1) thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020; or (2) four months after the date of first publication of the notice.

If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060.

This bar is effective as to claims against both the decedent's probate and nonprobate assets.

DATE OF FIRST PUBLICATION NOVEMBER 17, 2016

PERSONAL REPRESENTATIVE

GARY J. LIBEY

ATTORNEYS FOR PERSONAL REPRESENTATIVE

LIBEY & ENSLEY, PLLC

GARY J. LIBEY

ADDRESS FOR MAILING OF SERVICE

P.O. Box 619

North 409 Main Street

Colfax, WA 99111-0619

Telephone: 509-397-4345 46/3

NOTICE OF TRUSTEE'S SALE

PURSUANT TO

R.C.W. CHAPTER 61.24

TO: WAYNE C. BERGEY and PAMELA R. BERGEY:

I.

NOTICE IS HEREBY GIVEN that the undersigned Trustee will on December 9, 2016, at the hour of 9:00 a.m., on the courtroom steps, 400 N. Main Street, City of Colfax, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Whitman, State of Washington, to-wit:

PARCEL A: LOT 8 OF WHEATLAND SUBDIVISION, ACCORDING TO PLAT THEREOF, RECORDED UNDER AUDITOR'S FILE NO. 507019, RECORDS OF Whitman County, WASHINGTON;

PARCEL B: LOTS 1, 2, 3 AND 4, BLOCK 28, TOWN OF Colfax, ACCORDING TO PLAT THEREOF, RECORDED IN BOOK A OF PLATS, PAGE 16, RECORDS OF Whitman County, WASHINGTON.

the postal address of which is more commonly known as: PARCEL A: 1686 S. GRAND AVE., PULLMAN, WA 99163; PARCEL B: 301 S. MAIN ST., Colfax, WA 99111, which is secured by a October 31, 2008, Deed of Trust recorded October 31, 2008, under Auditor No. 689682, records of Whitman County, Washington, WAYNE C. BERGEY and PAMELA R. BERGEY (collectively “Grantor”), the successor beneficial interest in which is now held by VFC PARTNERS 14 LLC, a Delaware limited liability company.

II.

No action commenced by the Beneficiary of the deed of trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the deed of trust.

III.

The defaults for which this foreclosure is made are as follows:

Failure to make payments due and owing on the Deed of Trust dated October 31, 2008, to secure an indebtedness in the original amount of $1,319,000.00. The current balance owing is calculated as follows:

a. Balloon Payment of Principal Balance $1,251,708.96

b. Interest 3/1/16 to 6/21/16 (113 days x $255.56 per diem) $28,878.28

c. Miscellaneous Fee-Past Due Interest (6/21/15 to 2/29/16) $64,719.51

d. Environmental Services $2,900.00

e. Trustee Services $1,390.00

f. Legal Fees $3,798.00

TOTAL AMOUNT IN ARREARS $1,353,394.75

OTHER CHARGES, COSTS AND FEES:

In addition to the amounts in arrears specified above, you are or may be obligated to pay the following charges, costs and fees to reinstate the deed of trust if reinstatement is made before recording of the Notice of Trustee's Sale:

a. Cost of title report for foreclosure $2,794.18

b. Service or posting Notice of Default $200.00

c. Postage $40.00

d. Attorney fee $2,000.00

TOTAL OTHER CHARGES, COSTS AND FEES: $5,034.18

In addition to the amounts in arrears specified above AND below, you are obligated to pay the following charges, costs and fees to reinstate the deed of trust if reinstatement is made before recording of the Notice of Trustee's Sale:

FAILURE TO PROVIDE BENEFICIARY WITH A FIRE AND LIABILITY INSURANCE BINDER LISTING BENEFICIARY AS LOSS PAYEE.

TOTAL CURRENT ESTIMATED REINSTATEMENT AMOUNT: $1,358,428.93

IV.

The sum owing on the obligation secured by the deed of trust is principal of $1,319,000.00, together with interest as provided in the note or other instrument and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.

V.

The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the deed of trust as provided by statute.

The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on December 9, 2016.

The default(s) referred to in paragraph III must be cured by November 28, 2016 (11 days before the sale date), to cause a discontinuance of the sale.

The sale will be discontinued and terminated if at any time on or before November 28, 2016 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid.

The sale may be terminated any time after November 28, 2016 (11 days before the sale date), and before the sale by the Borrower, Grantor, and any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the deed of trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or deed of trust, and curing all other defaults.

VI.

A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es):

Wayne C. Bergey

301 S. Main St.

Colfax, WA 99111

Pamela R. Bergey

301 S. Main St.

Colfax, WA 99111

Occupant

301 S. Main St.

Colfax, WA 99111

Wayne C. Bergey

1686 S. Grand Ave.

Pullman, WA 99163

Pamela R. Bergey

1686 S. Grand Ave.

Pullman, WA 99163

Occupant

1686 S. Grand Ave.

Pullman, WA 99163

by both first class and certified mail on the 27th day of June, 2016, proof of which is in the possession of the Trustee, and said written notice of default was posted on the 28th and 29th days of June, 2016, in a conspicuous place on the real property described in paragraph I above, and the Successor Trustee has possession of proof of such service or posting.

VII.

The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII.

The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX.

Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. Service of process of any lawsuit or legal action maybe made on the Trustee, whose address is 7 S. Howard Ave., Ste. 218, Spokane, WA 99201.

X.

NOTICE TO OCCUPANTS

OR TENANTS

The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with Section 2 of the Act. If you are renting this property, the new property owner may either give you a new rental agreement or provide you with a notice to vacate the property.

XI.

NOTICE TO GUARANTORS

OF A COMMERCIAL LOAN

Pursuant to RCW 61.24.042, notice is hereby given to the Guarantors of a commercial loan that (1) the Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the Deed of Trust; (2) the Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the Grantor in order to avoid the trustee's sale; (3) the Guarantor will have no right to redeem the property after the trustee's sale; (4) subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guarantee must be commenced within one year after the trustee's sale, or the last trustee's sale under any deed of trust granted to secure the same debt; and (5) in any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee's sale, plus interest and costs.

THIS IS AN ATTEMPT TO

COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

DATED this 31st day of July, 2016.

ROBERT R. ROWLEY, P.S.

/s/

ROBERT R. ROWLEY, Successor Trustee

7 S. Howard St., Ste. 218

Spokane, Washington 99201

(509) 252-5074 45 & 48

NOTICE OF TRUSTEE'S SALE Pursuant to the Revised Code of Washington 61.24, et seq.

TS No .: WA-16-708669-BB APN No .: 101300003130000 Title Order No .: 160090360-WA-MSO Deed of Trust Grantor(s): DIANE L GILCHRIST Deed of Trust Grantee(s): WASHINGTON MUTUAL BANK, A WASHINGTON CORPORATION Deed of Trust Instrument/Reference No .: 631971 I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 12/30/2016 , at 10:00 AM At the main entrance to the Whitman County Courthouse, located at 400 N Main, Colfax, WA 99111 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHITMAN, State of Washington, to-wit: LOTS 11, 12, 13 AND A PORTION OF 14, BLOCK 3, PERKINS 2ND ADDITION TO Colfax, ACCORDING TO PLAT THEREOF, RECORDED IN VOLUME B OF PLATS, PAGE 5, RECORDS OF Whitman County, WASHINGTON, BORDERED BY EXTENSION EASTERLY OF THE SOUTH LINE OF LOT 4 OF PRESCOTT AND PERKINS ADDITION, THE WESTERLY RIGHT OF WAY OF Colfax CITY STREET DEPICTED IN INSTRUMENT NO. 504644 AND LOT 14'S ORIGINAL LOT LINES ON THE WEST AND SOUTH LYING WEST OF SAID CITY STREET. (AS DESCRIBED IN SURVEY RECORDED FEBRUARY 27, 1997, UNDER AUDITOR'S FILE NO. 601606.) More commonly known as: 1019 N PARK ST, Colfax, WA 99111 which is subject to that certain Deed of Trust dated 10/10/2001, recorded 10/15/2001, under 631971 records of Whitman County, Washington , from DIANE L. GILCHRIST, AN UNMARRIED PERSON , as Grantor(s), to PIONEER TITLE COMPANY, a Washington corporation , as Trustee, to secure an obligation in favor of WASHINGTON MUTUAL BANK, A WASHINGTON CORPORATION , as Beneficiary, the beneficial interest in which was subsequently assigned to U.S. Bank Trust, N.A., as Trustee for LSF9 Master Participation Trust under an assignment recorded under Auditors File Number 735347 II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor's default on the obligation secured by the Deed of Trust/Mortgage.

III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $22,611 .15 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $45,763.63 , together with interest as provided in the Note from 2/1/2014 on, and such other costs and fees as are provided by statute.

V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute.

Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 12/30/2016 .

The defaults referred to in Paragraph III must be cured by 12/19/2016 (11 days before the sale date) to cause a discontinuance of the sale.

The sale will be discontinued and terminated if at any time before 12/19/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid.

Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank.

The sale may be terminated any time after the 12/19/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME DIANE L. GILCHRIST, AN UNMARRIED PERSON ADDRESS 1019 N PARK ST, Colfax, WA 99111 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.

These requirements were completed as of 9/18/2014 .

VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130.

Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.

NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants.

After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.

THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation.

DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home.

See below for safe sources of help.

SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you.

If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm .

The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear .

If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee.

This shall be the Purchaser’s sole and exclusive remedy.

The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney.

If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations.

Dated: 8/15/2016 Quality Loan Service Corp. of Washington, as Trustee By: Rhianna Watson, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916-939-0772 Or Login to: http://wa.qualityloan.com TS No .: WA-16-708669-BB IDSPub #0113377 12/1/2016 12/22/2016 48&51

NOTICE OF TRUSTEE'S SALE Pursuant to the Revised Code of Washington 61.24, et seq.

TS No .: WA-16-711430-BB APN No .: 8-0205-00-00-00-0329 Title Order No .: 160125645-WA-MSO Deed of Trust Grantor(s): DUANE D WITHEY Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR ZIONS FIRST NATIONAL BANK, N.A., AN UNITED STATES CORPORATION Deed of Trust Instrument/Reference No .: 696754 I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 12/30/2016 , at 10:00 AM at the Main Entrance to the Whitman County Courthouse, located at 400 N. Main, Colfax, WA 99111 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHITMAN, State of Washington, to-wit: THAT PORTION OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 14, TOWNSHIP 16 NORTH, RANGE 43 EAST, W.M., DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTH SIDE OF FAIRVIEW STREET EXTENDED SOUTH 88°05' EAST 1,023.45 FEET FROM THE SOUTHWEST CORNER OF BLOCK 66 OF THE ORIGINAL TOWN OF Colfax; THENCE NORTH 1°55' EAST 300.40 FEET; THENCE SOUTH 74°39' EAST 146.46 FEET TO THE TRUE POINT OF BEGINN