Savvy Senior: Insurance Options Before Medicaid Coverage Begins

Dear Savvy Senior,

I will be retiring in a few months and need to get some health insurance for my wife and me until we can enroll in Medicare. What are my options?

--About to Retire

Dear About,

There are several places early retirees can find health insurance coverage before Medicare kicks in, but the best option for you and your wife will depend on your income level and your health care needs. Here’s where to look.

Government Marketplace

If your yearly income falls below the 400 percent poverty level after you retire, the Affordable Care Act (ACA aka Obamacare) marketplace is probably your b...